You chose “I have got a Country Court Judgement or CCJ”. You need specialist debt advice.
You can still take action to start sorting things out right now.
- If you agree you owe the money but don’t agree that the Judgement was made properly you can appeal against it.
Citizens Advice Bureau – changing a Judgement
- If you don’t agree you owe the money you can
the Government – ask the Court to set the Judgement aside
- If you are vulnerable for example you are disabled, live with a long term illness, are pregnant or have children you should
- tell the people you owe money to straight away why you are vulnerable
- tell them you are looking for advice and help with the debt.
- ask them to stop taking action while you get advice
Taking action on a Country Court Judgement is important because they can affect your credit rating.Companies use your credit rating to decide if they should lend to you. If you have a ‘bad’ credit rating you are less likely to get credit.